Auto Loans
New Auto Loans
With GIEFCU, you can take advantage of our rates and terms to finance your next vehicle.
- Offering 100% financing
- Approval process is easy and in most cases the funds are available in 1-2 days
- Payroll deduction or monthly bills
- Terms up to 72 months; 84 months if the value is over $30,000
Used Auto Loans
With GIEFCU, you can take advantage of our rates and terms to finance your used vehicle (up to 10 years old).
- Offering 100% financing of the car's value
- Approval process is easy and in most cases the funds are available in 1-2 days
- Payroll deduction or monthly bills
- Terms up to 60 months; 72 months if the value is over $20,000, 84 months if the value is over $30,000
Recreational Vehicle Loans
New Recreational Vehicle Loans: Campers, Motorcycles, ATVs, Snowmobiles and Dirt Bikes
- Offering 100% financing of the dealer invoice
- Approval process is easy and in most cases the funds are available in 1-2 days
- Payroll deduction or monthly bills
- Terms up to 84 months for boats or campers
- Terms up to 60 months for other recreational vehicles
Used Recreational Vehicle Loans: Campers, Motorcycles, ATVs, Snowmobiles and Dirt Bikes
With GIEFCU, you can take advantage of our rates and terms to finance your used vehicle (must be new enough to be listed in the NADA (National Automobile Dealers Association) guide).
- Offering 100% financing of the NADA value
- Approval process is easy and in most cases the funds are available in 1-2 days
- Payroll deduction or monthly bills
- Terms up to 84 months for boats or campers
- Terms up to 60 months for other recreational vehicles
Personal Loans
With GIEFCU, you can consolidate your high-rate interest loans or credit cards into one manageable monthly payment, paying one low rate and saving money.
Have other projects you need to finance? A snowblower? New kitchen? If you imagine it, we may be able to help you fund it. Our quick, no-collateral personal loans can make your dream a reality.
- Approval process is easy and in most cases the funds are available in 1-2 days
- No collateral required
- Payroll deduction or monthly bills
- Loan amounts up to $20,000
- Terms up to 72 months
Education Loans
An Education loan is granted on the borrower’s signature for the purpose of re-financing current student loan debt.
- No collateral required if credit approved
- Payroll deduction or monthly bills
- Loan proceeds will be paid to the lending institution(s)
- Loan amounts up to $30,000
- Terms up to 96 months
Share Secured Loans
A Share Secured loan is secured by the shares/certificates that are on deposit at the Credit Union.
- No approval necessary
- Collateral - shares/certificates on deposit at the Credit Union
- Payroll deduction or monthly bills
- Loan Amounts up to the value of the deposits at the Credit Union
- Terms up to 60 months under $15,000
- Terms up to 144 months over $15,000
Line of Credit
A Line of Credit may be established up to $3,000. The revolving line of credit is replenished as payments are made.
- Minimum payment of $4 per $100 borrowed or $25 minimum
- Payroll deduction or monthly bills